AI Era middle school students career planning

Invest in Yourself

Compassion

The starting point. We understand what others feel and use artificial intelligence to help people solve real-world problems.

Collaboration

We work in teams of humans, sharing strengths and co-piloting with smart AI tools to brainstorm massive ideas together.

Creation

We take those teamed-up ideas and build them! We act as original creators, using AI to shape, design, and prototype art or software.

Communication

We pitch and translate our creations to the world with strong human voices, helping others understand and join our mission.

Invest in Assets

Invest in Yourself

The AI economy shifts teenage financial planning away from automated service jobs toward tax-free compounding interest engines.

Earned Wealth Chambers: Teens who earn wages by managing AI workflows can park income in a Minor Roth IRA or Minor 401(k), locking in half a century of entirely tax-free compound growth.
Kiddie Tax Protection: High investment gains can trigger punitive parent-bracket taxes. Utilizing a Trump Account, high-growth UTMA stocks, or cash-value life insurance shields growth from the IRS.
Lifelong Deferral: 529 Plans compound tax-free for continuous technical upskilling, with unused balances rolling over directly into a Roth IRA.

Invest in Business

Coach Mike speaks to a large group of students and parents on AI era career planning and financial planning.

Case study on Trump IRA and Trump Account to maximize government provided benefits to teenagers

Risk Management Consulting

Marketing Research Consulting

Our Risk Management Consulting services help Speak to Lead identify and mitigate business risks. We work with you to develop a risk management plan that fits your business needs and helps you protect your business from potential risks and threats.

Marketing Research Consulting

Our Marketing Research Consulting services help Speak to Lead make informed business decisions by providing valuable customer insights. We work with you to conduct market research, analyze data, and help you make data-driven decisions to optimize your business.

Sales Consulting

Marketing Research Consulting

Our Sales Consulting services help Speak to Lead increase their revenue by optimizing their sales processes. We work with you to develop a sales strategy that fits your business needs, train your sales team, and help you close more deals.

VIP speaker Lucy Chen to presen her newbook!

Good Moms DO Cry

Distinguished Toastmasters and Authors

The session will be held on Wednesday, February 4, 2026, from 9:00–10:00 PM ET via Zoom. The workshop is hosted by Speak to Lead, LLC, led by Coach Mike Nie (DTM), Laura Luo (DTM), and Mr. David Steinfeld (NASA Scientist), in collaboration with CAPA-NOVA Education & Community.

Zoom Information

Zoom ID: 878 271 2588
Passcode: 219219
Date: Wednesday, February 4, 2026
Time: 9:00–10:00 PM (ET)

Distinguished Toastmasters and Authors

I truly enjoy reading Lucy Chen’s second book – Good Moms Do Cry. It is the combination of laughter and tear of Chinese moms raising children in America. The chapter I enjoy the most is “No Piano Anymore,” pages 53-55.
My wife Olga is a private piano teacher, witnessing hundreds of families enjoying or torturing piano education of their children. Olga once says, “Most trophies in Maryland state piano competitions are awarded to Chinese American children. Yet many of these young players appear stern, rigid, and emotionally restrained. They rarely smile or shine; the music becomes a sequence of precise but lifeless notes.” I agree with Olga: our children should love music, not loathe it, eventually.
Lucy shares her struggles and successes in raising her three beautiful children. I fully agree with her: children from immigrant families should have both programs to follow and privilege to pursue their likes. These young professionals will possess life-critical skills: perseverance to academic excellence and can-do spirit to challenge the status pro.
Thank you, Coach Lucy, to share your emotional journey of parenthood as a Chinese mother.